<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:image="http://www.google.com/schemas/sitemap-image/1.1">
  
  <!-- Homepage & Core App Showcase -->
  <url>
    <loc>https://spendly.app/</loc>
    <lastmod>2026-11-10</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
    <image:image>
      <image:loc>https://spendly.app/logo.png</image:loc>
      <image:title>Spendly App Logo</image:title>
      <image:caption>Spendly - 100% Offline Daily Expense Tracker for Android</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://spendly.app/screenshots/dashboard.jpg</image:loc>
      <image:title>Spendly Dashboard Screen</image:title>
      <image:caption>Live expense overview and daily tracking</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://spendly.app/screenshots/onboarding-track.png</image:loc>
      <image:title>1-Tap Expense Entry</image:title>
    </image:image>
    <image:image>
      <image:loc>https://spendly.app/screenshots/onboarding-insights.png</image:loc>
      <image:title>Monthly Insights and Reports</image:title>
    </image:image>
    <image:image>
      <image:loc>https://spendly.app/screenshots/onboarding-privacy.png</image:loc>
      <image:title>100% Private Offline Architecture</image:title>
    </image:image>
    <image:image>
      <image:loc>https://spendly.app/screenshots/currencies.png</image:loc>
      <image:title>38+ Global Currencies</image:title>
    </image:image>
  </url>

  <!-- Dedicated Privacy Policy Route -->
  <url>
    <loc>https://spendly.app/privacy</loc>
    <lastmod>2026-11-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Official Google Play Store Privacy Policy (Direct HTML) -->
  <url>
    <loc>https://spendly.app/privacy.html</loc>
    <lastmod>2026-11-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

</urlset>

